critical illness PROTECTION
BTJ Mortgages – Beside you all the way
Life and Critical Illness
Protection for your family
The most popular protection policies are for Life and Critical Illness Protection. The death of a partner is a devastating event for any family, but it can be made worse if you are left with financial problems. So life protection plans are at the centre of all risk planning. Cancer, heart attacks and strokes are the most common critical illnesses in the UK. The good news is that the survival rate is very high and many people make a full recovery, but during the illness and treatment they are often unable to work, and the family can fall into huge financial difficulties. Critical Illness Plans offer a reasonable method of protection for you and your family by providing a lump sum to repay your mortgage and allow you to recover without any financial stress.
What Critical Illness
- Pays a lump sum on your death or on diagnosis of a defined critical illness
There are a range of Life and Critical Illness policies that can be tailored to suit your needs.
These will provide a lump sum to repay your mortgage balance if you are diagnosed with a defined critical illness or die during the mortgage term.