We’re here to help first time home buyers, mortgage renewals, refinancing and more.

BTJ MORTGAGES LTD provides financial services specialising in all mortgage lending throughout the United Kingdom. BTJ Mortgages Ltd is an appointed representative of Sesame Ltd, which is authorised and regulated by the Financial Conduct Authority. We have a qualified advisor and a very experienced team that speak English, Romanian, Russian and Latvian.
We have been able to help more than 1,000 people who have benefited from our assistance and have seen their dreams come true, becoming property owners. We are so proud to play an important role in this process finding a great deal for each of them.
We work to find the right mortgage with rates that suit our client’s budget as we can source from a comprehensive range of mortgages across the market. We can show you suitable options by using our expert knowledge of the housing market. This means we can identify the suitable lenders and mortgage deals out there. As Mortgage brokers, we have a duty of care towards each of our clients’ as we make sure that the product recommended is within your discussed budget so that there is no pressure on you maintaining the agreed monthly payments.
The entire lending process is transparent and personal circumstances are scrutinized to minimize the risks of a declined application. We always select relevant bank / financial product that would be a great fit for the needs of customers.
The consultations offered by BTJ MORTGAGES LTD, prior to the submission of the mortgage application, are completely Fee FREE.
If you decide to proceed with us, then an administration fee is payable upon the submission of the full mortgage application and a broker fee when the lender issues the Mortgage Offer. This would be clearly discussed and agreed with you at the outset.
You can provide feedback or make a complaint to our network Sesame. Please contact them on the details below:
Write to:
The Customer Relations Department, Sesame Limited, Fourth Floor, Jackson House, Sibson Road, Sale, M33 7RR.
MORTGAGES
Life and Critical Illness Protection for your family
BUILDING AND CONTENTS INSURANCE
Jana Chetraru became Mortgage broker of the Year 2018 in Sesame Network!

If you are experiencing financial difficulty and struggling to make repayments, then you can contact your lender who may be able to help taking account of your individual circumstances. You may want to contact one of the free impartial money guidance and debt advice services such as StepChange, Citizens Advice, or Turn2Us.

We Know Mortgages
Mortgage Products and Services you can Trust.

Ready to buy your first home?
There are many things to think about when buying your first home. Professional mortgage advice is a great place to start.

Mortgage Refinancing
Get out of a high rate mortgage, or unlock some of your home equity for debt consolidation or other important need.

Mortgage Renewals
At renewal, you can renegotiate everything pertaining to your mortgage – with no penalties. It’s also a great time to save money!
Find out what you can afford
Examine the financial implications of what may prove to be the most important financial decision of your lifetime.






