We’re here to help first time home buyers, mortgage renewals, refinancing and more.

BTJ MORTGAGES LTD provides financial services specialising in all mortgage lending throughout the United Kingdom. BTJ Mortgages Ltd is an appointed representative of Sesame Ltd, which is authorised and regulated by the Financial Conduct Authority. We have a qualified advisor and a very experienced team that speak English, Romanian, Russian and Latvian.

have been able to help more than 1,000 people who have benefited from our assistance and have seen their dreams come true, becoming property owners. We are so proud to play an important role in this process finding a great deal for each of them.

work to find the right mortgage with rates that suit our client’s budget as we can source from a comprehensive range of mortgages across the market. We can show you suitable options by using our expert knowledge of the housing market. This means we can identify the suitable lenders and mortgage deals out there. As Mortgage brokers, we have a duty of care towards each of our clients’ as we make sure that the product recommended is within your discussed budget so that there is no pressure on you maintaining the agreed monthly payments.

The entire lending process is transparent and personal circumstances are scrutinized to minimize the risks of a declined application. We always select relevant bank / financial product that would be a great fit for the needs of customers.

The consultations offered by BTJ MORTGAGES LTD, prior to the submission of the mortgage application, are completely Fee FREE.

If you decide to proceed with us, then an administration fee is payable upon the submission of the full mortgage application and a broker fee when the lender issues the Mortgage Offer. This would be clearly discussed and agreed with you at the outset.

You can provide feedback or make a complaint to our network Sesame. Please contact them on the details below:

Write to:

The Customer Relations Department, Sesame Limited, Fourth Floor, Jackson House, Sibson Road, Sale, M33 7RR.


0345 0456 800

(Mon-Fri 8.30 am to 5.30 pm)


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Life and Critical Illness Protection for your family

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 Jana Chetraru became Mortgage broker of the Year 2018 in Sesame Network!

If you are experiencing financial difficulty and struggling to make repayments, then you can contact your lender who may be able to help taking account of your individual circumstances. You may want to contact one of the free impartial money guidance and debt advice services such as StepChange, Citizens Advice, or Turn2Us.

We Know Mortgages

Mortgage Products and Services you can Trust.

Ready to buy your first home?

There are many things to think about when buying your first home. Professional mortgage advice is a great place to start.

Mortgage Refinancing

Get out of a high rate mortgage, or unlock some of your home equity for debt consolidation or other important need.

Mortgage Renewals

At renewal, you can renegotiate everything pertaining to your mortgage – with no penalties. It’s also a great time to save money!

Find out what you can afford

Examine the financial implications of what may prove to be the most important financial decision of your lifetime.

Customer Stories


  • I have used Jana for over 4 years and found she is worth every penny. She has an excellent professionalism and commitment which needs to be highly appreciated. I would recommend her without a second thought. Best of Luck and keep up the good Work.

    Joju Mathews

  • For us it was a very enjoyable experience!!! thank you very much BTG MORTGAGES!!

    Coiman Ion

  • Quick, honest and informative service. Great experience. Would recommend to anyone.

    Ganiprauskiene Zydrone

  • I am very pleased with your services. thanks a lot.

    Valentin Zugravu

  • Very professional and friendly service. Would definitely recfomend this company to friends and family. Thank you to BTJ Mortgages for all your help.

    Miss Steer

  • Good and very informative communication with Jana gave us a clear picture of mortgage products. Our application has been approved and we received a good deal. Thank you.

    Dimitry Antonov

  • I would strongly recommend BTJ Mortgages to everyone! We are very happy and satisfied. Thank you Jana for the great service!!

    Daniela Bors

  • Very excellent service I am more than happy to recommend the company to friends and families

    Christina Tetteh

  • Very excellent service I am more than happy to recommend the company to friends and families

    Christina Tetteh

  • I used BTJ for my mortgage and found the whole experience was pretty much flawless, always answered my calls and kept me in the loop - moving is a stressful time and BTJ helped to make the process as smooth as possible, highly recommended!

    Simon Cushing

  • Amazing service, got a great rates for my mortgage, very quick service and on the ball!


  • Great advisers and a great level of customer service throughout my whole mortgage application, would highly recommend BTJ to friends and family.


  • You are a team of professionals thanks YOU are The Best .Thanks !!! Thanks

    Artur Sirbu

  • Would recommend this company and would definitely use them in the future if needed. We were especially grateful to Andrej for his help to get mortgage and in every step in our buying process. They are very professional mortgage advisers!


  • I called the mortgage advisor just to ask some questions but at the end we bought a house, our new house! They’ve been so helpful and available all the time when we needed them or when we had some doubts about our purchase. Everything well explained and all the support just to realise our dream. And at the end our dream comes true. Thanks guys for everything, for your support, for guidance, for being so awesome !!!

    Olga Carabet

  • Absolutely amazing to work with. Completely stress free and incredibly efficient. I've moved quite a few times and just wish I knew about you guys back then...it would have saved a few tears! Really impressed - thank you for getting it all sorted in just a couple of weeks.

    Miss Coles

  • Well, you know there are many companies out there, but this one is something else. Such an incredible service with a personal touch and completely accurate in their estimations. Great advice all around and very fast service. Thank you

    Roman Ic

  • A great Mortgage Company to work with! Very careful to all the details and client circumstances finding suitable deals for their clients, providing a very good speed and quality of service!

    Iulia Grib

  • Fantastic brokerage who have dealt with my clients in a very professional and efficient way. Would recommend anyone to use them!!

    Tony Manfredini

  • Fantastic brokerage who have dealt with my clients in a very professional and efficient way. Would recommend anyone to use them!!

    Tony Manfredini

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